What is Mobicred?
Mobicred is a simple and convenient revolving credit facility that allows you to safely shop online with participating online stores in South Africa. Your Mobicred account allows you to make one single monthly payment for all your online spend.

What are the requirements?

  • To open an account, you’ll need to meet the following criteria:
  • Have a valid South African ID number.
  • Have an existing valid bank account, a valid email address and a RICA’d mobile number.
  • Be at least 18 years of age.
  • Earn a minimum monthly salary of R5,500. – You may need to submit 3 months most recent bank statements or payslips.

How do I pay with Mobicred?
Simply select Mobicred as a payment option within the checkout process, and login with your Mobicred account details. Mobicred will credit ICONS and your order will be fulfilled.

How to apply?
You can apply for Mobicred financing by following the link on our product pages, or with the button below.

Click here to apply for Mobicred

Need more info?
021 126 0700
060 762 8284
customerservice@mobicred.co.za

ICONS is proud to announce that we now offer our clients two additional ways to pay for our products with the help of FinYou and eLayby.

What is FinYou?
As a credit option, FinYou makes use of a unique system which matches applicants with their best suited Financial Service Provider for a purpose-based loan. This means that the loan applied for, specifically finances the chosen product.

What is eLayby?
As an electronic layby option, eLayby enables our customers to easily pay upfront for the chosen product in affordable interest-free instalments and accept delivery of the product once payments are complete.

How to apply?
On completion of a short application form, submitted instore or online, FinYou or eLayby is in contact with applicants to obtain necessary documentation and keep them up-to-date with the status of the process.

Click here to apply for FinYou or eLayby

FinYou has an every-growing suite of Financial Service Providers comprising of a variety of big banks and micro-lenders – and is best positioned to secure loans for credit-worthy applicants, at no expense to the applicant.